Homesale Realty Settlement Services

Homesale Realty’s Settlement Services has been in business for over 40 years, so our experience allows us to provide title insurance services to a wide variety of clients for a broad range of insured transactions. Our Settlement Services department is ranked by REALTrends Magazine as the 11 ^th largest in the nation among realty-affiliated title companies and consistently ranked by Central Penn Business Journal as first in the number of closed units in the areas we serve. We are licensed title agents appointed to write title insurance policies for several major national underwriters.

The Homesale Difference

Our dedicated team of over 60 professionals, which includes two in-house attorneys, provides the foundation for achieving excellence in the delivery of services to you. For your added protection, we are bonded and carry insurance far in excess of what is required by law. We strives to provide you with the timeliest, most competent and cost-effective services available while maintaining our core purpose of helping people achieve their dreams.

What is Title Insurance?

Title insurance is an insurance policy that protects your legal rights to own, possess, use, control and dispose of real estate.

Why do I need Title Insurance?

An Owner’s Title Insurance Policy is a contract that protects you against the loss or damage due to title defects. For most people, purchasing a home is the biggest financial investment they will ever make and protecting that investment is of the utmost importance.

What will Homesale Settlement do for me?

Our closing officers are experts in providing exceptional service to help your real estate transaction close smoothly. As a leader in the industry, our settlement affiliate also offers an Enhanced Owner’s Policy that provides more coverage to you at very little additional cost. This policy offers protection not found in the standard owner’s policy and expands your coverage by providing more protection into the future. Additionally, we will do the following:

• Perform a title search and examination that will provide the basis for the title insurance policies issued to you and your lender.
• Serve as liaison to all parties including you mortgage lender, real estate agent, municipal authorities and any others who may be involved in your real estate purchase.
• Provide escrow services and prepare the closing statement of your actual closing costs.
• Conduct the closing where the sellers will sign the deed and other documents necessary to convey title and the buyers will sign their mortgage papers and pay closing costs plus the balance of any down payment due.
• The one-time title insurance premium, which is a state filed rate, is paid at closing and will provide protection to you for as long as you or your heirs own the property.
• Record your new deed in the courthouse, after settlement, disburse all funds and relevant documentation to the proper parties and issue your new title insurance policy.

For more information about Title Insurance or Settlement Services, please contact the Homesale Settlement Services office located in your area:

Maryland: (410) 583-0700
Lancaster County: (717) 293-9760
Dauphin, Cumberland & Lebanon Counties: (717) 671-9876
York & Adams Counties: (717) 757-3965
Berks, Schuylkill, Chester & Montgomery Counties: (610) 372-2887